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The sad thing outside of the corruption going on, affordable housing is taking away housing stock for the people who should really deserve it.
You can be a deadbeat, meth-head, drug-dealer, or a 22 year old making $29,000 a year and qualify for affordable housing. The person who did everything right, is 30 years old and earns $75k a year cannot afford a house because they needed to raise the prices of 75% of the units to allocate a reduction for 25% of the housing allocation that went to affordable housing.
The sad thing outside of the corruption going on, affordable housing is taking away housing stock for the people who should really deserve it.
You can be a deadbeat, meth-head, drug-dealer, or a 22 year old making $29,000 a year and qualify for affordable housing. The person who did everything right, is 30 years old and earns $75k a year cannot afford a house because they needed to raise the prices of 75% of the units to allocate a reduction for 25% of the housing allocation that went to affordable housing.
A meth head would not qualify because there’s no way to verify income. They are hard to get into. In Ocean City they have to undergo “extensive” criminal background check (quoted from OC Housing Authority website). They had over 200 applicants for 10 units and can pick and choose the best candidates. They emphasize you must have sufficient income to pay the rent, which isn’t cheap, just more affordable than market rents. The person who makes $75,000 a year, if a family, would most definitely qualify.
These are not for poor people. They’re for people like beginning teachers who have a steady, verifiable income and can’t afford to rent in an area otherwise. Your income limit to qualify in Saddle River is 60% of the median income of the county. For Bergen County, where Saddle River is, that comes to $50,400. So if you make $50,000 or less and are single, you qualify for affordable housing there, and would pay about $967 a month rent. Low income for Saddle River is $42,000. Very low income is considered $25,200, and that person would pay $649 a month for a one bedroom.
If you have a family and need a 3 bedroom, the moderate income person would pay $1300+ a month, and requires a minimum income of $49,650.00.
A meth head would not qualify because there’s no way to verify income. They are hard to get into. In Ocean City they have to undergo “extensive” criminal background check (quoted from OC Housing Authority website). They had over 200 applicants for 10 units and can pick and choose the best candidates. They emphasize you must have sufficient income to pay the rent, which isn’t cheap, just more affordable than market rents. The person who makes $75,000 a year, if a family, would most definitely qualify.
These are not for poor people. They’re for people like beginning teachers who have a steady, verifiable income and can’t afford to rent in an area otherwise.
I don't think beginning teachers should get them either. I dated a girl who lived in a very nice town, in an affordable housing apartment alongside very nice homes. She was approved for the housing, bought it when she was 1 year out of college for $100k (market value at the time was probably $200k) and by the time I was dating her several years later, she had a very high-income and was just paying off her unit. She really beat the system.
People like that should not get affordable housing. However, she is the person I would love to give it to.
$60K have to move out when they didn't have help from family.
Teachers, Law Enforcement do not have to move out of NJ they make more than enough in their pensions than most office workers in public jobs do. But there are a lot of white collar public employees who were and still are insanely over paid. When the little union clerk gets a 2% increase the FA's get that same increase who are already being paid $70K to $100 to push paper around and play in charge of 3 people that 2 or more other division heads are already in charge of. They can afford to stay in NJ but choose to leave for large size homes and condominiums that are in nicer areas not next to highways which is where low income housing should be not homeowner tax paying condominiums. They don't move because they cannot afford to stay in NJ not the emplouees in those Teacher, Police & Fire jobs.
Teachers, fire and law enforcement starting out don't make the big bucks you think they do, that takes a number of years on the job to get to that point.
Teachers, fire and law enforcement starting out don't make the big bucks you think they do, that takes a number of years on the job to get to that point.
Average NJ teacher starts at 60k, fireman starts at 65k and policeman starts at 72k. You don't need a bachelors degree for a fireman or policeman, so its a pretty good first years pay for people in their younger 20s. The rules change a little bit, but there are State Police going into retirement today with a pension at the age of 38 in NJ.
People go into the teaching profession knowing they are not going to be rich, however you can earn a good salary moving into the administration, and its a job thats only for 2/3rd of the year. I have a friend who is a grammar school guidance counselor and also a bartender down the shore during the summer, and she says she clears over $200k a year.
Last edited by DannyHobkins; 04-18-2024 at 10:42 AM..
profit, ideology mixed with politics and surburban/rural NJ becomes Queens NY.
Residents have no say in the matter, non resident view trumps residents' perspective every time. And they call erroneously call it progress.
If someone can come up with something more valuable than money/profit, NJ might have a chance.
Dream someone like Elon buys up a huge tract of homes and turns it into fields and forests.
Local pols in pursuit of the elusive ratable. Ratables is their refrain.
Ghost Riders in the sky................
'chasing the devils ratables'
Their faces gaunt, their eyes were blurred, their shirts all soaked with sweat
'Cause they've got to ride forever on that range up in the sky
As they ride on hear their cry
chasing the devils ratables
Average NJ teacher starts at 60k, fireman starts at 65k and policeman starts at 72k. You don't need a bachelors degree for a fireman or policeman, so its a pretty good first years pay for people in their younger 20s. The rules change a little bit, but there are State Police going into retirement today with a pension at the age of 38 in NJ.
People go into the teaching profession knowing they are not going to be rich, however you can earn a good salary moving into the administration, and its a job thats only for 2/3rd of the year. I have a friend who is a grammar school guidance counselor and also a bartender down the shore during the summer, and she says she clears over $200k a year.
74 school districts out of 593 start at $60,000, that's not average. Many more start in the 40's.
Atlantic: 4 of 24 Bergen: 3 of 76 Burlington: 4 of 41 Camden: 2 of 38 Cape May: 2 of 17 Cumberland: 4 of 15 Essex: 2 of 23 Gloucester: 1 of 28 Hudson: 2 of 13 Hunterdon: 1 of 27 Mercer: 2 of 11 Middlesex: 1 of 25 Monmouth: 10 of 53 Morris: 6 of 40 Ocean: 4 of 29 Passaic: 4 of 41 Salem: 2 of 14 Somerset: 7 of 19 Sussex: 4 of 26 Union: 7 of 23 Warren: 2 of 24
Atlantic: 4 of 24 Bergen: 3 of 76 Burlington: 4 of 41 Camden: 2 of 38 Cape May: 2 of 17 Cumberland: 4 of 15 Essex: 2 of 23 Gloucester: 1 of 28 Hudson: 2 of 13 Hunterdon: 1 of 27 Mercer: 2 of 11 Middlesex: 1 of 25 Monmouth: 10 of 53 Morris: 6 of 40 Ocean: 4 of 29 Passaic: 4 of 41 Salem: 2 of 14 Somerset: 7 of 19 Sussex: 4 of 26 Union: 7 of 23 Warren: 2 of 24
So the NJEA writes an article about $60k salary benchmark but can't deliver. The sad thing is that the teachers are forced to throw in $999 a year of their paycheck to the NJEA. The NJEA turns around and uses a lot of the money to fund Murphys political campaign.
I'd be pretty mad if I was a teacher. Horrible representation from your union, which really is nothing but a fund-raising arm for democrat politicians. If you think about it is just organized theft from peoples property taxes to fund their political campaigns, and wage theft from teachers to pay for a politicians campaign. There has been a lot of great articles written in smaller news sites (not mainstream media) about the Murphy-Democrat tomfoolery going on.
The sad thing is, that $40k salary just makes you wealthy enough to not be qualified for affordable housing.
So the NJEA writes an article about $60k salary benchmark but can't deliver. The sad thing is that the teachers are forced to throw in $999 a year of their paycheck to the NJEA. The NJEA turns around and uses a lot of the money to fund Murphys political campaign.
I'd be pretty mad if I was a teacher. Horrible representation from your union, which really is nothing but a fund-raising arm for democrat politicians. If you think about it is just organized theft from peoples property taxes to fund their political campaigns, and wage theft from teachers to pay for a politicians campaign. There has been a lot of great articles written in smaller news sites (not mainstream media) about the Murphy-Democrat tomfoolery going on.
The sad thing is, that $40k salary just makes you wealthy enough to not be qualified for affordable housing.
$40,000 most definitely qualifies for affordable housing. I posted a chart with income limits a few posts ago. Posters seem to be conflating affordable housing with low income housing, they are not the same.
Average NJ teacher starts at 60k, fireman starts at 65k and policeman starts at 72k. You don't need a bachelors degree for a fireman or policeman, so its a pretty good first years pay for people in their younger 20s. The rules change a little bit, but there are State Police going into retirement today with a pension at the age of 38 in NJ.
People go into the teaching profession knowing they are not going to be rich, however you can earn a good salary moving into the administration, and its a job thats only for 2/3rd of the year. I have a friend who is a grammar school guidance counselor and also a bartender down the shore during the summer, and she says she clears over $200k a year.
That varies by town and school district, also some towns now require at least an associates for law enforcement. None of those starting salaries are going to get you a house in a decent area.
State police you need a 4 year degree so in order to retire at 38 you would have had to join at 18 years old, impossible needing a 4 year degree
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