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I'd like some advice about how to rent without getting a cosigner or making a massive upfront payment in my circumstances. Here is some background:
1. I've been on medical leave from work (not technically unemployed) for a few months to tend to family and medical matters.
2. I'm resigning my job this week. So, I'm effectively not currently working.
2. I'm looking to rent a place in the next 6 weeks or hopefully sooner (mid-August or sooner).
3. I'm going back to work but not until September.
4. I haven't rented since the early 1990s so I don't have any landlord references.
5. My credit score is 675 if that is helpful.
No cosigner, no large deposit, no current income, no rental history, fair credit score, during one of the most competitive rental markets in recent history?
Your best bet is finding a friend or relative willing to rent some space to you.
No cosigner, no large deposit, no current income, no rental history, fair credit score, during one of the most competitive rental markets in recent history?
Your best bet is finding a friend or relative willing to rent some space to you.
Sadly, I agree. I did it years ago (relocated with no job lined up), but I had a very high credit score at the time. Things are different now, though.
If your credit score was high you might have a chance. 675 is not terrible, it just is not ideal given your current situation.
I am unclear on your resignation situation. Are you on FMLA? That means you are still employed, technically.
Serious question - how do you plan to pay for the apartment? If you can't pay up front, what money (savings?) will you use to pay rent? Where have you lived since 1990?
Have you considered an extended stay hotel or airbnb?
Serious question - how do you plan to pay for the apartment? If you can't pay up front, what money (savings?) will you use to pay rent? Where have you lived since 1990?
Have you considered an extended stay hotel or airbnb?
I think an extended stay hotel is an excellent suggestion (airbnb would be tougher).
No cosigner, no large deposit, no current income, no rental history, fair credit score, during one of the most competitive rental markets in recent history?
Your best bet is finding a friend or relative willing to rent some space to you.
This. You're setting yourself up to have just about all the possible strikes against you OP. Rent a room, basement, garage, an RV, something from someone you know. They may welcome the extra income right now. Its temporary, right? Your circumstances could change a lot fairly shortly so even if you do have $ for a formal rental it may be difficult to even find a short term lease.
No cosigner, no large deposit, no current income, no rental history, fair credit score, during one of the most competitive rental markets in recent history?
Your best bet is finding a friend or relative willing to rent some space to you.
Agreed. I do not mean to be unkind to the original poster, but s/he does not stand a snowball's chance in hell of getting a lease on a closet much less an apartment or a house.
Sadly, I agree. I did it years ago (relocated with no job lined up), but I had a very high credit score at the time. Things are different now, though.
If your credit score was high you might have a chance. 675 is not terrible, it just is not ideal given your current situation.
I am unclear on your resignation situation. Are you on FMLA? That means you are still employed, technically.
To explain, I'm divorcing.
I'd have 2 kids part-time.
Shared space with roommates wouldnt work.
No relatives to live with that would be kid friendly.
I was MAFMLA (similar to FMLA) but that is winding up. My employer wants me to either return to work FT or resign.
Serious question - how do you plan to pay for the apartment? If you can't pay up front, what money (savings?) will you use to pay rent? Where have you lived since 1990?
Have you considered an extended stay hotel or airbnb?
Worst case scenario, I could pay 6-9 months rent up front. But I'd prefer not to part with that much cash.
there are places which pay by the week,motel on highway I have seen,you can negotiate monthly rate.
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