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Oops!!
Born in 2020
Start college in 2038
Target Date Fund of 2035 maturity
Sorry, it was a bad evening and morning.
ok, that makes soooo much more sense! lol!
Sorry you were having a bad day. Try to amuse yourself by coming up with a dozen ways to tell your entitled children to take a long walk on a short pier.
I guess I was lucky, my mom made it clear up front that she had raised her kids, and she was done. Which isn't to say that she doesn't adore her grandkids and when she was (and is) in a position to help out in a pinch, she always does. But she was never going to be a full time childcare provider for them. As it should be IMO.
As soon as they came from the hospital in 82 and 84 and thereafter.
Our oldest was born in 1980 and I carried the empty car seat into my wife's hospital room on discharge day so we could strap our newborn into the seat more easily. A much older Nurse asked us what we were doing and why my wife didn't want to hold our Son on the drive home?
My wife's response was "Because I want him as safe as possible."
... they can’t figure out the math and don’t get why we can’t just up and move.. boomers are hands down probably some of the worst I come across and deal with.
Quick history fact:
In 1980-81 when many Boomers were marrying and starting households, the US was in a deep recession, jobs were unavailable, and Home Mortgage Interest Rates exceeded 20%!
Compare those rates to today's.
What has gone horribly wrong for today's young adults? Cost of College and subsequent loan burdens. Stagnation of wages and salaries.
Quick history fact:
In 1980-81 when many Boomers were marrying and starting households, the US was in a deep recession and Home Mortgage Rates exceeded 20%!
Compare those rates to today's.
What has gone wrong for today's young adults? Cost of College and subsequent loan burdens. Stagnation of wages and salaries.
And also, I would add, expenses that are now considered essential to a middle class lifestyle that were either unknown before 1970 or reserved only for the wealthy. (To give just a few examples: cable television, computers and the Internet, cellphones, larger homes with more bathrooms -- and for many people, two cars and a nice vacation every year. Btw, I and everyone I knew who did take a vacation, it was a low-cost camping vacation or going to visit and stay with out-of-state relatives and not staying in some kind of resort.)
Last edited by katharsis; 03-12-2021 at 03:04 PM..
And also, I would add, expenses that are now considered essential to a middle class lifestyle that were either unknown before 1970 or reserved only for the wealthy. (To give just a few examples: cable television, computers and the Internet, cellphones, larger homes with more bathrooms -- and for many people, two cars and a nice vacation every year. Btw, I and everyone I knew who did take a vacation, it was a low-cost camping vacation or going to visit and stay with out-of-state relatives and not staying in some kind of resort.)
I agree that some of those New Generation costs, Cable or Streaming Services, Hi-Speed Internet, and Cell Phones are unavoidable. Other costs can be scaled back. Our first home was 960 sq ft, 2 BR, 1Ba. Our second and current home is 1760 sq ft, 3 BR, 1-1/2 Ba.
Oops!!
Born in 2020
Start college in 2038
Target Date Fund of 2035 maturity
Sorry, it was a bad evening and morning.
Hope your day has improved. As someone much older and wiser once told me, "every day is a good day. Some are better than others." Cut yourself some slack, and treat yourself this evening.
Having said all this, you owe nothing to anybody. It's the parents' responsibility to provide. Any augmentation on your part is gravy.
Enjoy your evening.
Having said all this, you owe nothing to anybody. It's the parents' responsibility to provide. Any augmentation on your part is gravy.
Enjoy your evening.
Actually, we wouldn't mind helping. But we can't contribute to an account which doesn't exist.
My husbands father was born in 1956, my parents were born in ‘60-‘61 . All of them are detached from reality and the struggles younger people (even my generation born in the early 80’s have faced) . My husbands father (‘56) rose to be VP of a bank on an English degree and owned a house on cape cod. My husband has a MA in Finance and business analytics and was making $40k cause that was his HIGHEST offer we found. He has already been in the work force for 20 years at that point and we were making $100,000 in another field. It was killing him though. His finance company requires you to have a BA minimum just to be the secretary. Not joking. Everyone MUST have a BA to work there.
The boomer parents still think we can find a house for $125,000 and just throw some paint up and live in it for the next 10 years. I’m sick and tired of hearing how my parents paid $750 a month mortgage for their NEW BUILD 4 bedroom 3000 sqft home built in the 90’s. Can’t understand why we currently can’t get a home with my husband making $85k a year... they can’t figure out the math and don’t get why we can’t just up and move.. boomers are hands down probably some of the worst I come across and deal with.
Sheesh don’t lump all boomers into one stereotype based on YOUR experience and YOUR family. Just as not ALL Millennials are this or that, neither are boomers.
What years were you using car safety seats for your children? Not booster seats.
They weren't commonly used until the late 80s. Most states didn't even have laws requiring them in the mid 80s.
I guess I forgot that the group called "boomers" includes those born up to 1964. So relax, gran.
My firstborn arrived in 1973. I insisted on having an infant safety seat then. We used them throughout the 1970s. They weren’t as safe as the ones in use today. But we bought the approved safest ones that were available.
I was always safety minded though. When we moved to a two story house I banished our walker. I had read that the most common accident in homes was a baby falling downstairs in a walker.
I see no need to be dismissive of an older poster.
Just a somewhat off track thought but have you ever noticed that baby boomers, Gen Z and millennials are always mentioned but never Gen X? I mean, what happened to that generation? They are pretty much never mentioned on any threads.....
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